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Broken corridors, cross-border pain points, and what fixing the global payment system looks like in practice.
Cards charge 1.5–3.5% before chargebacks and refunds. Pay-by-bank with stablecoin settlement removes the card networks from the chain entirely. A breakdown of where the cost goes and where the savings come from.
The Africa-Europe payment corridor is among the most expensive and slowest in the world. The problem is structural — and it is not getting better on its own.
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