Stablecoin account — regulated and live
Your money.
Moving faster.
Hold EUR and USD in a regulated stablecoin account. Send across borders in seconds. Convert on demand. Withdraw to your bank any time.
$0T
settled last year.
Stablecoins aren't coming. They're already here.
Digital EUR and USD — faster, cheaper, and built for the internet. Regulated access, EU-licensed from day one.
Your account
Hold. Send. Convert.
Hold EUR and USD
Your own regulated stablecoin account. Fund via bank transfer, pay-by-bank, or card. Your balance is always backed 1:1 by cash deposits and HQLA.
Send globally in seconds
Remit to any bank account via SEPA or SWIFT. Or withdraw stablecoins to an externally owned wallet (EoA). Cross-border payments that settle before you put your phone down.
Convert on demand
Move between EUR and USD stablecoins instantly. No exchange. No intermediary. One tap, competitive rates, always transparent.
Instant settlement
€500 to Berlin.
8 seconds.
SEPA Instant or on-chain. Cross-border transfers that arrive before you put your phone down. No waiting days. No hidden fees. No intermediaries.
€500.00
To Maria G. · Berlin
Settled in 8 seconds
$1,200.00
To João S. · Lisbon
Settled in 6 seconds
€280.00
To Anna V. · Amsterdam
Settled in 10 seconds
€750.00
To Sophie L. · Paris
Settled in 7 seconds
€420.00
To Marco B. · Milan
Settled in 5 seconds
How it works
Three steps
to get started.
Step 01
Register your interest
Tell us you're interested and share a few details. We'll review and get back to you.
Step 02
Fund your account
Deposit EUR or USD by bank transfer, pay-by-bank, or card. Funds convert to stablecoins automatically.
Step 03
Hold, send, convert
Manage every currency in one place. Send money instantly and convert between stablecoins.
Compliance
Built regulated.
From the ground up.
Authorised by the MFSA as an Electronic Money Institution. MiCA-compliant. PSD2-licensed. Every stablecoin backed 1:1 by cash deposits and HQLA in segregated accounts — not lent out, not invested, not commingled.
Transparency
Every stablecoin on-chain.
Every reserve verified.
Live data from the blockchain — nothing hidden, nothing inferred.
USDSMLIVE
EURSMLIVE
& 
Interested in a personal account?
Register your interest.
We'll take it from there.
Tell us you're interested and our team will be in touch.