Regulación y cumplimiento

MiCA, reglas para los EMT, PSD2 y análisis por jurisdicción: qué significa la regulación en la práctica para la infraestructura de stablecoins.

Regulación y cumplimiento Opinión

MiCA's Transitional Period Has Ended: What It Means for Businesses Holding Non-Compliant Stablecoins

MiCA's transitional period for crypto-asset service providers ended on 1 July 2026. From July 2026 there is no grandfathering exemption, and a stablecoin from any issuer without EU authorisation is an unregulated counterparty.

21 de julio de 2026 · 6 min read · En inglés

Regulación y cumplimiento Explicación

What Is Reserve of Assets Under MiCA? How EMT Issuers Protect Token Holders

MiCA requires stablecoin issuers to back every token in circulation. This explainer sets out how the backing works for electronic money tokens, how it differs from the reserve of assets rules for asset-referenced tokens, and what protects a holder.

30 de junio de 2026 · 7 min read · En inglés

Regulación y cumplimiento Explicación

vIBANs Explained: What They Are, How They Work, and What the Regulatory Risks Are

A vIBAN routes payments to a master account, not a direct bank account. How vIBANs work, who holds the regulatory obligations, and what risks the EBA has identified.

24 de abril de 2026 · 7 min read · En inglés

Regulación y cumplimiento Explicación

EMI Licence vs VASP Licence: What's the Difference and Why It Matters for Payments

An EMI licence and a VASP registration are not equivalent. This explainer sets out what each authorises, what obligations each carries, and why the distinction matters for businesses building on stablecoin infrastructure.

26 de febrero de 2026 · 7 min read · En inglés

Regulación y cumplimiento Explicación

What Is MiCA Title IV? A Plain-Language Guide to Electronic Money Token Regulation

MiCA Title IV establishes the EU regulatory framework for electronic money tokens — stablecoins pegged to a single fiat currency. This guide explains what it requires, who it applies to, and why it matters for businesses using stablecoin infrastructure.

29 de enero de 2026 · 7 min read · En inglés