Move Your Money Without Banks.
Stable Mint is a fully licensed Electronic Money Institution (EMI) supervised by the MFSA for the activities of issuing electronic money tokens.
We issue fiat denominated stablecoins which are 102% collateralised by high quality reserves held with EEA Credit Institutions.
Stable Money For The Internet
Redeem your stablecoins 1:1 for EUR at any time, directly to your bank account.
Securely backed by 102% of high-quality liquid assets, held with EEA Credit Institutions.
Send stablecoins worldwide, with near-zero fees, using your preferred crypto wallet.
How To Get Started
Sign up and complete our AML/KYC verification process. This mandatory step helps us comply with regulations and protect your financial assets.
We integrate with Wallet Connect for easy connection to your existing digital wallets. This allows you to manage your stablecoins effortlessly.
Simply tell us the currency, blockchain amount, and destination bank. We'll handle the redemption process for you free of any fees.
Your funds will be transferred directly to your bank account. We prioritise secure and efficient throughout the full transactions.
News + Insights
Frequently Asked Questions
SupportStablecoins, or e-money tokens (EMTs), are digital representations of value which maintain their value relative to a fiat currency. Stable mint Ltd is a licensed Electronic Money Institution which can issue and redeem stablecoins for par value at any time. All Stablecoins issued by Stable mint Ltd are done so in full adherence to the Markets in Crypto-Assets Regulation (MiCAR) and the E-money Directive, ensuring compliance with stringent legal standards for stability and security.
An e-money token is the official name given to regulated stablecoins by the European Banking Authority (EBA). It is used to identify digital assets whose value is tied to any underlying currency. E-money tokens are considered stablecoins, although not all Stablecoins are e-money tokens. The key difference is the level of regulatory protection which the holder has. In its broadest sense, the term “stablecoins” can be used to describe any digital asset whose value is considered to be constant, or stable, relative to an underlying reference asset. This could be currencies (such as EUR, USD and GBP), commodities (such as gold, silver and platinum), or even an index (such as inflation adjusted trackers).
Stable mint Ltd operates under the regulatory framework of MiCAR and adheres to the E-money Directive, ensuring compliance with the European Union's stringent standards for virtual financial operations and crypto-assets. Incorporated in Malta, Stable mint Ltd is authorised as an Electronic Money Issuer by the Malta Financial Services Authority (MFSA).
Every stablecoin issued by Stable Mint is 102% over collateralized at all times. Reserve assets for Stable Mint’s stablecoins are managed in compliance with Article 7 of the E-money Directive and Article 36 of MiCAR, which require that such assets are safeguarded in segregated accounts with qualified financial institutions in cash and/or financial instruments that are highly liquid and with minimal market risk, credit risk and concentration risk. Regular audits and compliance checks ensure that the volume of reserve assets matches or exceeds the circulating supply of issued tokens at all times. Monthly attestations by an independent third party will be uploaded to the website.
Stable Mint stablecoins are accessible to both individuals and businesses who have completed the necessary KYC (Know Your Customer) and KYB (Know Your Business) procedures, in compliance with Maltese Anti-Money Laundering and Counter-Terrorism Financing (AML-CTF) requirements. Currently, individuals can redeem stablecoins, with efforts underway to enable minting capabilities for them in the near future.